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Small savings, given time.

Plan your retirement, find your FIRE number, set a savings goal and check what your investments really returned. Clear numbers, no sales pitch.

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Calculators

Retirement Calculator

Will your savings be enough? Balance by age, income in today's money and how long it lasts.

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FIRE Calculator

Your number and the year you reach it.

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Savings Goal Calculator

Monthly amount or time to any goal.

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Dividend Calculator

Income now and with reinvesting.

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Investment Return Calculator

Total and yearly return, after inflation.

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Stock Average Calculator

Average cost and how to lower it.

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Understand the numbers

The 4 % Rule Explained: How Much Can You Withdraw in Retirement?

Where the 4 % rule comes from, what it assumes, when it fails and how to use it sensibly.

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How Much Should You Save for Retirement?

Rules of thumb by age, the savings rate that matters most, and how to work out your own number.

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Dividend Yield Explained: What It Means and What It Hides

How dividend yield is calculated, yield on cost, payout ratio, and why a very high yield can be a warning.

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Why StockNara

Questions these calculators answer

Will my savings last through retirement? How much do I need to stop working early? How much should I put aside each month for a house deposit? What income would my dividend shares pay in ten years? Did my investment actually beat inflation? What is my real average price after buying the same share several times?

Frequently asked questions

Are the calculators free?

Yes, all of them, with no account. The site is funded by advertising.

Is this financial advice?

No. The calculators show what your own assumptions lead to. For decisions about your money, speak to a licensed adviser. See our disclaimer.

Do you store my numbers?

No. Everything is calculated in your browser. The address bar keeps your inputs only so you can share or bookmark a result. See our privacy policy.

What return should I use?

A cautious one. Global stock markets have returned roughly 5 % a year above inflation over the long run, with many bad years along the way. For short goals, use a savings account rate.